Compare Bad Credit Loans

Get the competitive bad credit loan offers


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Comparison shop for the lowest bad credit loan rates


As simple as it may seem, researching and applyng for a bad credit loan can be very confusing. Without having a full understanding of all the loan terms not only we may end up paying more in fees and interest but also pre-payment penalties if any. Not only that we may also be exposed to some scams. Regardless if you have a bad credit, average credit or good credit, we can help you find the best bad credit loan at competitive rates. We work with only the highly rated bad credit loan companies to serve you.




Why you can trust us


 We make bad credit loan companies compete for your business.

 We are independent and are not part of any bank.

 We list only high quality bad credit loan companies on our site.

 We and our content writers are focused on you as a buyer.






6 Factors that impact your bad credit loan rates



Credit Score

A credit score higher than 640 can easily lower your monthly payments

Location

City and state laws can impact your ability to get a bad credit loan at a low interest rate

Amount

The loan amount and other outsanding debt can determine your interest rate

Application

The loan application, employment, and salary can impact your payment

Comparison

Comparing loan rate quotes from different lenders can lower your payments





Top bad credit loan lenders and marketplaces




Ace Cash Express
Amount:   $200 - $5,000
Term:   Varies
Rate(APR):  Varies
Payment:   Varies

Additional Info
  • Great loan for those looking for payday, installment or a title loan
  • Available online in California, Delaware, Missouri, New Mexico and Ohio
  • Requires social security number, employment, and bank account
  • Bad Credit may qualify



Trusted Personal Loans
Amount:   $200 - $40,000
Term:   Up to 10 Years
Rate(APR):   6.95% - 39.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you find the lowest rates on a bad credit loan
  • Application requires valid ID, income, and a checking account
  • Bad credit may be ok
  • US customers and lenders only



LendingPoint
Amount:   $100 - $25,000
Term:   Up to 10 Years
Rate(APR):  15.49% - 35.99%
Payment:   Varies

Additional Info
  • A licensed lender in several states (NMLS #1424139) but may also fund loans through FinWise Bank, a Utah-chartered bank
  • Application requires valid ID, income, and a checking account
  • Bad credit with a credit score in 600s may also be funded
  • More than $500 million issued in loans throughout the USA
  • Disclosure of alimony, child support and separate maitenance income not required unless you would like it to be considered as part of your income



BadCreditLoans.com
Amount:   $500 - $5,000
Term:   Up to 3 Years
Rate(APR):  5.99% - 35.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you shop around for the best loan terms
  • Application requires valid ID, social security number, employment, email, credit check and a checking account
  • Bad credit with a credit score in 600s may also be funded
  • Loans are signed digitally with e-signatures



CashAdvance.com
Amount:   $100 - $999
Term:   Varies
Rate(APR):  Upto 35.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you shop around for the best short term loans for small amounts
  • Application requires valid ID, social security number, employment, email, credit check and a checking account
  • Bad credit with a credit score in 600s may also be funded