Compare Car Loans

Get the competitive auto loan offers


Advertiser Disclosure

Comparison shop for the lowest car loan rates


As simple as it may seem, researching and applyng for a car loan can be very confusing. Without having a full understanding of all the loan terms not only we may end up paying more in fees and interest but also pre-payment penalties if any. Not only that you may also be exposed to some scams. Regardless if you have a bad credit, average credit or good credit, we can help you find the best car loan at competitive rates. We work with only the highly rated car loan companies to serve you.




Why you can trust us


 We make car loan companies compete for your business.

 We are independent and are not part of any bank.

 We list only high quality car loan companies on our site.

 We and our content writers are focused on you as a buyer.






6 Factors that impact your car loan rates



Credit Score

A good credit score can easily get you a lower interest rate

Location

If you reside in a bigger city lenders are more likely to compete with lower interest rates

Amount

The loan amount and other outsanding debt can determine your interest rate

Application

The loan application, employment, salary and vehicle type can impact your rate

Comparison

Comparing loan rate quotes from different lenders or refinancing can lower your payment





Top car loan lenders and marketplaces




InstantCarLoan.com
Amount:   $3,000 - $55,000
Term:  Varies
Rate(APR):  Varies
Payment:  Varies

Additional Info
  • InstantCarLoan.com can help you get a car loan regardless of your credit score
  • They also have a 0% doan option available.
  • If you have filed a bankruptcy, you may be able to still qualify through the InstantCarLoan.com
  • Great loan for everyone regardless of the credit score.
  • Shops around with multiple lenders to find you a low rate car loan.
  • They also report your timely payments to help you build your credit and improve your credit score



1800FreshStart.com
Amount:   $3,000 - $55,000
Term:  Varies
Rate(APR):  Varies
Payment:  Varies

Additional Info
  • Also known as 1800AutoYes.com - this lender can give you an auto loan for bad credit, bankruptcy, no credit and good credit.
  • Great loan for everyone regardless of the credit score.
  • Shops around with multiple lenders to find you a low rate car loan.
  • Disposable income is calculated at 50% of the total income.



myAutoloan.com
Amount:   $3,000 - $55,000
Term:  Up to 7 years
Rate(APR):  Varies
Payment:  Varies

Additional Info
  • This online lender can give you an auto loan for bad credit, bankruptcy, no credit, good credit and excellent credit.
  • Great loan for everyone regardless of the credit score that can get you up to 4 offers in minutes.
  • Will give you a new car loan, used car loan, refinance loan, private party purchase loan and lease buyout loan.
  • The lender is A+ accredited by BBB



Web2Carz.com
Amount:   $3,000 - $55,000
Term:  Up to 7 years
Rate(APR):  Varies
Payment:  Varies

Additional Info
  • This online lender can give you an auto loan for bad credit, bankruptcy, no credit, good credit and excellent credit.
  • Great loan for everyone regardless of the credit score that can get you multiple offers in minutes.
  • Will give you a new car loan, used car loan, refinance loan, private party purchase loan and lease buyout loan.
  • The lender also has a shopping portal.



Payoff
Amount:   $5,000 - $35,000
Term:   2 - 5 years
Rate(APR):  5.99% - 24.99%
Payment:   Varies

Additional Info
  • Great loan for those with a high rate auto loan and would like to lower their payments by refinancing. Also great for new and used car purchases.
  • Funds loan through one of the partners including Alliant, First Electronic Bank, First Tech Credit Union, and TechCU
  • Minimum loan amount in MD is $6,100
  • Application requires valid ID, social security number, employment, email, credit check and a checking account
  • Credit score of 640 or higher is required
  • Debt to Income Ratio shall be less than 50%
  • 3 year of good credit
  • No current delinquencies and no delinquencies for more than 90 days in last 12 months



PersonalLoans.com
Amount:   $1000 - $35000
Term:   Up to 5 Years
Rate(APR):   5.99% - 35.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you find the lowest rates on a personal loan that can be used for a car purchase or refinance.
  • Three types of personal loans: peer-to-peer loans, personal installment loans, and bank personal loans
  • Application requires valid ID, a regular income, a checking account, and a good credit score
  • Will consider an applicant with a less than perfect credit
  • US customers and lenders only



Trusted Personal Loans
Amount:   $200 - $40,000
Term:   Up to 10 Years
Rate(APR):   6.95% - 39.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you find the lowest rates on a personal loan that can be used to buy a new car
  • Application requires valid ID, income, and a checking account
  • Bad credit may be ok
  • US customers and lenders only



LendingPoint
Amount:   $100 - $25,000
Term:   Up to 10 Years
Rate(APR):  15.49% - 35.99%
Payment:   Varies

Additional Info
  • A licensed lender in several states (NMLS #1424139) but may also fund loans through FinWise Bank, a Utah-chartered bank
  • Application requires valid ID, income, and a checking account
  • Bad credit with a credit score in 600s may also be funded
  • More than $500 million issued in loans throughout the USA
  • Disclosure of alimony, child support and separate maitenance income not required unless you would like it to be considered as part of your income
  • Can be used to purchase a new or used automobile or refinance an existing one.