Compare Personal Loans

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Comparison shop for the lowest personal loan rates


As simple as it may seem, researching and applyng for a personal loan can be very confusing. Without having a full understanding of all the loan terms not only we may end up paying more in fees and interest but also pre-payment penalties if any. Not only that we may also be exposed to some scams. Regardless if you have a bad credit, average credit or good credit, we can help you find the best personal loan at competitive rates. We work with only the highly rated personal loan companies to serve you.




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 We make personal loan companies compete for your business.

 We are independent and are not part of any bank.

 We list only high quality personal loan companies on our site.

 We and our content writers are focused on you as a buyer.






6 Factors that impact your personal loan rates



Credit Score

A good credit score can easily lower your monthly payments

Location

City and state laws can impact your ability to get a personal loan at a low interest rate

Amount

The loan amount and other outsanding debt can determine your interest rate

Application

The loan application, employment, and salary can impact your payment

Comparison

Comparing loan rate quotes from different lenders can lower your payments





Top personal loan lenders and marketplaces




Payoff
Amount:   $5,000 - $35,000
Term:   2 - 5 years
Rate(APR):  5.99% - 24.99%
Payment:   Varies

Additional Info
  • Great loan for those with a high credit card debt and would like to lower their payments
  • Funds loan through one of the partners including Alliant, First Electronic Bank, First Tech Credit Union, and TechCU
  • Minimum loan amount in MD is $6,100
  • Application requires valid ID, social security number, employment, email, credit check and a checking account
  • Credit score of 640 or higher is required
  • Debt to Income Ratio shall be less than 50%
  • 3 year of good credit
  • No current delinquencies and no delinquencies for more than 90 days in last 12 months



Ace Cash Express
Amount:   $200 - $5,000
Term:   Varies
Rate(APR):  Varies
Payment:   Varies

Additional Info
  • Great loan for those looking for payday, installment or a title loan
  • Available online in California, Delaware, Missouri, New Mexico and Ohio
  • Requires social security number, employment, and bank account
  • Bad Credit may qualify



PersonalLoans.com
Amount:   $1000 - $35000
Term:   Up to 5 Years
Rate(APR):   5.99% - 35.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you find the lowest rates on a personal loan
  • Three types of personal loans: peer-to-peer loans, personal installment loans, and bank personal loans
  • Application requires valid ID, a regular income, a checking account, and a good credit score
  • Will consider an applicant with a less than perfect credit
  • US customers and lenders only



Trusted Personal Loans
Amount:   $200 - $40,000
Term:   Up to 10 Years
Rate(APR):   6.95% - 39.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you find the lowest rates on a personal loan
  • Application requires valid ID, income, and a checking account
  • Bad credit may be ok
  • US customers and lenders only



LendingPoint
Amount:   $100 - $25,000
Term:   Up to 10 Years
Rate(APR):  15.49% - 35.99%
Payment:   Varies

Additional Info
  • A licensed lender in several states (NMLS #1424139) but may also fund loans through FinWise Bank, a Utah-chartered bank
  • Application requires valid ID, income, and a checking account
  • Bad credit with a credit score in 600s may also be funded
  • More than $500 million issued in loans throughout the USA
  • Disclosure of alimony, child support and separate maitenance income not required unless you would like it to be considered as part of your income



BadCreditLoans.com
Amount:   $500 - $5,000
Term:   Up to 3 Years
Rate(APR):  5.99% - 35.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you shop around for the best loan terms
  • Application requires valid ID, social security number, employment, email, credit check and a checking account
  • Bad credit with a credit score in 600s may also be funded
  • Loans are signed digitally with e-signatures



CashAdvance.com
Amount:   $100 - $999
Term:   Varies
Rate(APR):  Upto 35.99%
Payment:   Varies

Additional Info
  • A network of lenders that helps you shop around for the best short term loans for small amounts
  • Application requires valid ID, social security number, employment, email, credit check and a checking account
  • Bad credit with a credit score in 600s may also be funded